Most owners find out too late.
Skip the spreadsheet. Every plan delivers the diagnosis, the meaning, and the next move. Delivered to your inbox.
Watch
You get
- Monthly diagnosis of P&L, cash flow, and margins
- Financial Vital Signs™ calculated and explained
- "What changed and why" summary
- Alerts when major shifts occur
- Delivered to your inbox — no login required
Guard
PopularEverything in Watch, plus
- Financial Immune System™ monitoring
- Fraud & waste pattern detection
- Vendor price creep monitoring
- Duplicate payment alerts
- Unused subscription & tool sprawl detection
- Payroll drift & role creep alerts
- Industry benchmarking
Command
Everything in Guard, plus
- Scenario Engine™
- Multi-scenario modeling
- Cash runway forecasting
- Pricing, hiring, and cost-cutting analysis
- Strategic recommendations
- Strategic CFO Calls included
- Priority support
CFO
EnterpriseEverything in Command, plus
- Dedicated CFO access
- 24/7 advisory availability
- Multi-entity diagnostics
- Consolidated reporting
- Board & investor-ready reporting
- Capital structure and debt planning guidance
- Custom workflows and integrations
Helcyon is an instrument. Not a payment tool.
What owners say after using Helcyon
"Helcyon caught vendor price creep I had missed for months. One supplier raised rates three times. That visibility alone saved us $2,400/month."
Victor Toscanno
CEO, Personal Chefs
"I've watched hundreds of small businesses fail. The pattern is always the same — they don't see the bleeding until it's too late. Helcyon shows you the bleed early."
Jessica Chapple
President, Daystar Payments
Compare plans
See what is included at each level.
| Feature | Watch | Guard | Command | CFO |
|---|---|---|---|---|
Financial Interpretation & Diagnosis | ✓ | ✓ | ✓ | ✓ |
Condition Change Alerts | ✓ | ✓ | ✓ | ✓ |
Financial Vital Signs™ | ✓ | ✓ | ✓ | ✓ |
Financial Immune System™ | — | ✓ | ✓ | ✓ |
Scenario Engine™ | — | — | ✓ | Advanced |
Strategic CFO Access | — | — | ✓ | 24/7 |
Multi-Entity Support | — | — | — | ✓ |
Questions
Do I have to switch to Helcyon for bookkeeping?
No. Keep QuickBooks, Xero, your accountant, your bank. Helcyon sits above your stack and interprets what it means.
How is this different from QuickBooks or dashboards?
Those tools record transactions. Helcyon tells you what changed, why it changed, and how long you have before it matters.
Is this a fractional CFO?
A fractional CFO costs $3,000–$8,000 per month. Helcyon delivers the interpretation layer starting at $147/month — and Command includes live CFO calls.
Can Helcyon detect fraud?
Helcyon flags patterns consistent with misuse, duplicate payments, vendor inflation, unusual spending timing, and subscription creep. You decide what to investigate.
How fast do I get my first diagnosis?
Typically within 48 hours for uploads and often sooner for direct connections.
What businesses benefit most?
Companies between $500K and $20M revenue that move money frequently, carry payroll, pay many vendors, run thin margins at times, and cannot afford late recognition.
Ready to see what's actually happening?
Pick your level. Your first diagnosis is minutes away after connection.
Most owners find out too late. You don't have to.